Friday, July 25, 2008

So Jas and I are doing this budgeting plan called "The Total Money Makeover" by Dave Ramsey. We just started it earlier this week and have taken immediate action on his plan by selling various things and setting up a specific budget.

One of the scariest things to me was having to go to cash-only spending. Anyone who knows me knows that I never carry cash. I don't like it, its messy, and its just much easier to swipe the debit card. Well this has been part of the problem for me! Today, for the first time ever in my memory, I went grocery shopping with cash only. I had no clue if I'd be able to buy what was on my list for that amount. I tried keeping track on my phone, but I added in too many numbers and it crashed (note to self: buy a real calculator!) so I was pretty much on my own. I was skeptical that I'd be able to buy 7 days of groceries plus some extra home stuff for the budgeted amount in my pocket. However, much to my elation, not only did I do it, but I was $45 UNDER. Woo!

It really put me in a good mood, and I needed that after the past few days.

1 comment:

Anonymous said...

How great is that? You've definitely made a step in the right direction. A calculator is a good idea. Take it from me, it can be very embarrassing to have to pick out things to leave with the cashier because you didn't have enough $$$. I used to keep track in my head before the days of the calculator and, with 2 little boys "helping," I would often lose track. Good on you and Jason!